NorCal Mortgage - Modesto, California

Sierra McBride

Chris has made our first time house buying process a complete breeze! He is extremely informative, very punctual, great communication, sending daily emails/messages to update us on the progress! We are a young couple that went into this completely blind, Chris is so knowledgeable and made this more than comfortable for us. We are so thankful for such an amazing first time house buying experience, we greatly appreciate the organization, dedication, and support on his end. Thank you again to him for helping us and are so beyond happy with our experience!!
- Sierra McBride 12/20/2024

Emmanuel Acosta

Chris Johnson and his team are incredible! We have worked with Chris on numerous occasions and every time we do, we get top notch service. I can't thank him enough for the commitment that he put forth. He worked with us step by step to ensure that we were taken care of. Thank you again guys for all you do

Max Wigt

Mike Reilly was so good to me and understanding my needs with my loan. Very simple process and always kept me updated on the process during the whole house buying experience. Highly recommended.

Emilie Saechao

I was looking for homes in February 2024. Found a home within my price range in March 2024. Got the keys to my home in April 2024. I am so happy with NorCal Mortgage. Chris and John worked with me every step of the way. They helped organize all documents needed and helped me get my first home. They helped me close my home in 21 Days!! I spoke with other people I knew who were buying a home and I was able to get a slightly lower rate than what the rates are currently. I highly recommend there services! Thank you NorCal Mortgage!

Katelyn Slusher

My Broker Chris Salas was very informative as well as helpful throughout the entire loan process. We had another broker before finding Chris who miscalculated numbers, was inexperienced and did not communicate properly. We found Chris who straightened everything out and made sure to give us the best rates possible. I enjoyed working with him. He answered all questions I had and he made sure everything was organized and done in a timely manner. I would recommend him to anyone who needs help when buying or refinancing a home.

William Montz

I am very thankful for NorCal Mortgage and Chris’ professional, responsive and honest assistance with the whole mortgage process from beginning to end. He made himself available to me via any method of my choice - email, phone, and text which I appreciated and took advantage of. Chris even stayed in touch with me during his weekends, summer vacation, and evening hours. He demonstrates great communication and is very clear and transparent. Chris even took time to make/send us videos throughout the process explaining documents he was sending over, numbers, projections, etc. Our selling agent even convinced the buyer's agent/buyers to use Chris because she saw how smooth the process was in purchasing our home. Chris is truly a personable and competent expert and is highly recommended.

Ricardo Solis

I recently had the pleasure of working with Chris Salas. I cannot emphasize enough how impressed I was with his professionalism, dedication, and vast knowledge of the real estate market.

Chris went above and beyond in their efforts to assist me. He promptly responded to my inquiries, offered detailed insights and patiently guided me through the intricacies of the purchasing process. His professionalism was evident in every interaction, making me feel confident and well-supported throughout the journey.

Finally, I must mention the remarkable level of integrity and honesty displayed by Chris. He prioritized transparency and provided me with accurate information at all times, ensuring that I made well-informed decisions.

Leticia Reynoso

We had the opportunity to work with Chris Salas in 2023 to purchase our Duplex, and we closed on that November of 2023. Throughout the process, Chris was always willing to take my call and answer my many many questions. He bounced around ideas with me, clarified terms on the loan for me over and over and he always had a good attitude. He was a pleasure to work with and he found us a solid loan that met the specification of what we were looking for. He also ultimately help us decide between two properties by working the number over and over for us. Like I said, he was a pleasure and I would recommend him to anyone.

Thanks Chris!