Dan Joy Realty & Alliance Home Loans Group, Inc. (VA Loan Specialist) - Half Moon Bay, California

hassan kaous

Dan helped guide us into our first home. It was a great experience all around. When we first started looking for a house, we weren't sure how we would compete with a VA loan going up against all cash buyers in the insane Bay Area market. You need someone that not only understands the ins and outs and games of the Bay Area market but also a deep understanding of the VA loan process. Lucky for us, Dan had a deep understanding of both. He was very transparent thought out the process and always made sure we knew what to expect next. He made countless trips across the Bay Area making sure we were not jumping into something crazy. When we finally had an offer accepted, we encountered issues during VA loan process with the appraiser initiating tidewater and then an appeal process. Dan helped guide us through each step of that process sharing his knowledge and experience with which we were able to get into our beautiful home. Reflecting back on the journey, we don't think we would be in our amazing eichler built home if we were working with anyone other than Dan.

Miguel Reyes

Dan is the man! First off, my beautiful new home would not have happened if not for Dan. He was able to get me a new home that was better than my budget and expectations. My family and I, are extremely happy with our beautiful new clean home. On our walks every morning around our neighborhood, we are nothing but grateful because we told Dan what we were looking for and he found something that checked every box plus MORE. Everything was precise and exactly as he described. If you want a great home buying experience look no further, Dan is always available to help.

Khai Tran

As first time homebuyers, we were really scared and nervous heading into the process of finding the right home. We were very lucky enough to find Dan who guided us throughout the entire process - from the very early stages of crunching numbers, to the very end stages of signing our closing documents. Dan made us feel comfortable and didn’t rush us into any decisions. He made sure to be our biggest advocates and voices in the home buying process. You can definitely tell Dan’s experience by the advice he offers (that goes beyond of just buying your home). Most importantly, you can tell how much Dan cares about his clients through the patience and compassion he shows. Dan helped us through the very end of our home buying journey! He truly cared about making sure we were getting the best deal, felt comfortable with our overall purchase, and dissected our contract to ensure nothing was getting over us! This partnership was amazing and I can’t be more grateful to have had someone like Dan in my corner! Simply put, he’s the best, knows his stuff, and deeply cares for each of his clients! I would definitely recommend working with Dan to find your next home.

Lesley Colonia

We really enjoyed working with Dan. He really did everything he could to help us in the home buying process. We are so happy with our first home!! Dan was very detailed oriented and definitely walked us through each process once our offer was accepted. He went above and beyond to ensure a smooth closing and really advocated for us every step of the way. I highly recommend working with him and are very satisfied with his services.

Kelly Youngblood

Dan Joy represents everything you want in real estate agent and friend; he is kind, incredibly responsive, persistent and is an absolute joy to work with. My husband and I thought finding a home in the Santa Cruz mountains that qualified for a VA loan would be difficult, and we were right. However, with Dan's hard work and dedication we are now proud homeowners of our dream property. I cannot thank Dan enough. I also cannot recommend his services and company enough. Thank you Dan Joy for your military service and for making my husband and I's dreams our reality. Thank you! Thank you! Thank you!

Katarzyna Williams

Dan Joy was very professional, knowledgeable and committed to helping us get the best rate. Our loan and situation was quite challenging and Dan was there to explain each step so we were well informed. He communicated with us and was available whenever we had questions. He worked with us and made our dream of owning a home a reality. I can tell Dan has best interest of his clients at heart and I can strongly recommend his services.

Scott Williams

We want to thank Dan Joy, a VA Loan Specialist, and the rest of the Dan Joy Realty Team for their professionalism, expertise, and excellent customer service as they endeavored to close an unusually complicated loan for me and my family, hassle free, and in the end, with time to spare.

Right from the start Dan brought us under his wing with his very personalized, knowledgeable, and friendly style of service. My wife and I appreciated how, early on, Dan asked deeper probing questions than we were accustomed to in order to truly understand our goals, while gleaning the critical elements of our employment and financial history to ensure his recommendations were ultimately aligned with our credit worthiness and available loan options that would meet our needs.

Dan and his team made the process incredibly easy by providing guideposts along the way, never leaving us in the dark. We actually felt like part of the family, as they provided the information we needed in real time to make informed decisions, while offering clear guidance as to what to expect in terms of timing and next steps as we progressed through the various phases of the loan processing cycle, from the initial loan application all the way through to closing, signing and funding the loan.

Before finding Dan Joy Realty, my wife and I had been down the road of applying for a loan with a few mortgage brokers and loan officers (not Realtors), but because of our unique circumstances, we were unable to get past the initial approval phase and appraisal. In both cases the folks we were dealing with either lacked the depth of knowledge and experience required, or they simply couldn’t find the time to dedicate to us and our needs. To make matters worse, when there were challenges with the processing of our loan, we were not communicated with in a timely manner which ultimately ended up costing an inordinate amount of time and money.

With Dan Joy and the group of professionals he has assembled, I can assure you that you will be treated fairly, honestly and with the kind of holistic approach and care for your well-being that doesn’t seem to exist much anymore. While Dan Joy proudly served in both the Navy and as an officer in the Army, and brings a special expertise in the VA Loan arena, we recommend Dan Joy Realty for any circumstance. Whether buying or selling a home, or hunting for the right loan as a Veteran or regular civilian, Dan’s the Man!!!

Jesus Feliciano

I had been trying to find a home in the crazy Bay area market since June and went through two different realtors while searching for a home. I found Dan in mid September and had a home by October. My wife and I wish we had found Dan much earlier in our process. He made everything smooth for us and was very communicative and helpful during our search. We are glad we found him and he made sure we got a home we love. His care and professionalism was far above others we had met. He is definitely a person you want on your side while searching for a house.