Charlie Christensen, Mortgage Banker NMLS# 233543 - San Rafael, California

Amy Jones

I had the pleasure of working with Charlie at BMO, who stepped in and took over my loan when my previous broker couldn't get the job done. From the moment Charlie got involved, the process was seamless. He was professional, extremely responsive, and made everything super easy to understand. Charlie, along with his processor Kyle, delivered on every promise they made. Thanks to their hard work, we closed on time with an excellent rate. I highly recommend Charlie and his team for anyone looking for a hassle-free mortgage experience!

Jenni Hart

Charlie was incredible. Proactive, informative, thorough, accountable, and trustworthy. We felt taken care of every step of the way—and are now settled into our new home and grateful as can be!

Josh Fox

There simply isn’t a better lending partner you could work with than Charlie Christensen. The amount of time he spent patiently educating me about the entire mortgage process and the specific options available to me — including detailed spreadsheets outlining the costs with each variable — went above and beyond what I ever could have expected. He was always available and responsive any time my realtor and I needed his support when putting together offers under tight timelines, and his communication is consistently thorough, clear and stellar, which made a complex process much easier to navigate. I have complete confidence that Charlie has my back every step of the way and helped me get the best loan terms possible, and I know he’ll continue to be an exceptional partner through the life of my loan. It was a true privilege working with him and I highly recommend him to anyone looking to buy a home!

Adrienne Peterson

I am so happy to have been referred to Charlie for my mortgage application. I have purchased homes in the past, and I had no idea what I was missing. Charlie was great at educating me on the current mortgage landscape and explaining all the options so I can work through finding my comfort level in terms of rates, points and even my budget. When it came time to make the offers, Charlie was fast and available, and provided me with the confidence to waive contingencies for a very competitive bid, referred several home insurance solutions, and we closed in about 18 days! I am so grateful for Charlie and his team and that I have a reliable resource to continue to work with in the future.

Sarah Gettinger

Charlie was fantastic from start to finish. He spent the time to educate us being this was our first home buying experience. He also worked over Christmas weekend to ensure our offer and loan were executed without delay. He was responsive and helpful throughout the entire closing process as well as a friendly person to work with. We felt his genuine excitement on our behalf as we closed on our home. Highly recommend working with Charlie!

Sharron Edgecombe

Extremely professional, knowledgeable and communications in a very timely manner.

Walked me through every aspect of the loan process, financials and made sure I had an understanding of the why’s, what’s and how’s.

He worked outside of office hours and was an early bird, which was extremely important for me.

I absolutely recommend this exemplary person.

Cheers Charlie

Ifeoluwa Adediran

Charlie is an amazing banker. I secured the best rate and successfully closed on my first home on time. Working with Charlie was a great experience, and he is truly one of the best bankers to collaborate with in California.

Camilo Artiga-Purcell

I rarely draft reviews, but feel compelled to do so here. Charlie and the team are incredible. From the outset, Charlie takes as much time as necessary to explain the process of obtaining a mortgage, and the various considerations. Charlie is amiable, patient, and is able to convert detailed concepts into plain English so that the client can make an informed decision. Most importantly, Charlie was able to work with the lender to dramatically decrease the originally quoted interest rate. Thank you Charlie, Indica, and Kyle.