All-Cal Insurance Agency - Roseville, California

Victims E. S. T.

We partnered with Al-Cal Insurance in 2021 when we first started our business, and from day one, the experience has been outstanding. Mike Esparza helped us secure liability and workers’ compensation insurance, providing hands-on support every step of the way. Just when we thought the customer service couldn’t get any better, he introduced us to Raymond Vigil, who was equally amazing.

Everyone we’ve worked with at Al-Cal Insurance has been incredibly responsive, assisting us with additional coverage, event policies, and any questions we’ve had—all in a timely and professional manner. We are beyond happy with the exceptional customer service and support from the entire team!

David H.

We have worked with Mike and the team at All-Cal Insurance for many years and it has been a true partnership as our nonprofit grew exponentially. They are proactive in ensuring we have the coverages we need and are super friendly and responsive to questions and concerns when we had to file a claim. I always feel like their approach prioritizes our specific needs and the population we serve. I cannot more highly recommend the personalized service of All-Cal for nonprofits of any size and scope.

Bill G.

We have been working with All-Cal for nearly a decade and have had a wonderful experience. The Team is always very responsive, proactive, and professional. They have always handled our claims quickly, helped us save money, and have been a pleasure to deal with. I highly recommend them.

Leon C.

I recently had the pleasure of working with Mike Esparza to secure Directors and Officers (D&O) insurance coverage for our nonprofit startup, and I couldn't be more impressed with the level of service and professionalism he provided.

From the moment I reached out, Mike was incredibly helpful and responsive. He took the time to thoroughly understand our unique needs as a new nonprofit organization, asking thoughtful questions to ensure he could find the right coverage solution. His industry expertise was evident as he walked us through the various D&O policy options and helped us navigate the complexities of this type of insurance.

What truly set All-Cal Insurance Agency & Mike apart was their commitment to finding us the best possible rate without compromising on coverage. He shopped multiple providers on our behalf and presented us with a range of competitive quotes, ultimately securing a policy that fit our budget perfectly. His follow-up throughout the process was also exemplary, ensuring a smooth and stress-free experience.

As a startup, having the right insurance in place is crucial, and All-Cal made that process seamless. I'm grateful for Mike's dedication, timeliness, and unwavering professionalism. I would highly recommend All-Cal to any nonprofit or small business in need of D&O or other insurance solutions. He is truly an asset to his field and a pleasure to work with.

Cirby P. H. 5.

Mike Esparza and All-Cal Insurance Agency are the best! As treasurer of the Cirby Place HOA Board, I was tasked with finding D&O Insurance for our board members. After making dozens of phone calls, I finally found All-Cal Insurance Agency right here in Roseville. After meeting Mike in person, he immediately went to work, successfully finding our board a policy that provided a higher coverage limit, but at an actual lower price, than the out of state policy we had been settling for previously. Mike was friendly, professional, and knowledgeable, and made me look like a hero to my fellow board members. I recommend this business wholeheartedly.

Youth T. J.

Youth Transforming Justice is a small non-profit organization with an ambitious mission to end the school-to-prison pipeline. We have found All-Cal insurance to be an invaluable partner in accomplishing our mission.

Orange D. P.

When I took over the nonprofit over 7 years ago I made wholesale changes to ALL of our vendors, save 1, All-Cal. Some things you just do not mess with. Insurance for the #1 Dog Park in Orange County, CA is one of them. Especially when it is serviced by an agency that is so customer and solution focused while maintaining a track record for unsurpassed responsiveness. And before anyone gets any ideas and thinks I asked AI to write a glowing review of an insurance agency, my last claim was not such a positive outcome for me and I still wrote and posted this, that is how much I believe in their service. Spellcheck all the computer brain I need...AI uses me 😉

Tom B.

I’m the treasurer for a small nonprofit organization. Mike saved us over 50% off the O&D coverage from another company specializing in nonprofit insurance. Quick and easy move from the other company and a refund of remaining premium from the other company made it very advantageous for our foundation.