Danielle Hernandez at Rate (NMLS #1383154) - Chico, California

Haylee Hambek

Danielle is awesome! We worked with her for three different home purchases and could not have had a better experience each time. She is super great with communication. She’s efficient. And She’s professional.
She always made sure to answer all of her questions and was always happy to go through different scenarios for down payments, rate buy downs, etc.

If we ever refinance or move again down the road, we will absolutely reach out to Danielle first. I highly recommend her!

Biridiana (Birdy)

So me and my sister had started looking at buying a house about 2-3 years ago. We were going to go with another home loan agency however we decided to take a chance and go with Danielle. I can say without a doubt that it’s been the best decision we have ever done. Danielle has the most incredible energy and personality I’ve ever had the honor of meeting. She explained everything carefully and even called us at a time that was convenient for us. She is always quick to respond to any questions or concerns that me and my sister had. She almost comes a member of your family. I will always recommend Danielle to anyone looking to buy a home.

Bryanna Fissori

Wow. Danielle has been amazing! I am a first time homebuyer and I was in a situation where mortgage rates went up so quickly that within 90ish days that I was pushed into a lower price range for homes... or so I thought. Danielle was pretty determined to help me make it work and she and her team were amazing. She is super communicative and I never felt like I was waiting on her to respond to me. She was completely invested in making sure I was comfortable with the loan and understood everything. I absolutely recommend working with Danielle. She is genuinely great person.

Amanda James

We used Danielle as first time home buyers and she made the process SO easy. She is incredibly detailed and thoughtful in her approach. She is the lender you want to use hands down. She will consult you along the way and provide invaluable insight. She looks at her work with a personal lens and always puts herself in your shoes as the buyer. We just used her again for our refi and had the same experience. I would HIGHLY recommend Danielle for any lending needs.

Mindy Puritz

Danielle provide exceptional service during both our home loan and refinance processes. She was incredibly organized, efficient, and made the entire experience seamless. She secured us the best possible rate and was always available to answer our questions, which made the process remarkably easy.

Wasfi Anabtawi

Danielle was so helpful at guiding us through the home buying process. Always there for any questions we had and offering a personalized touch that we appreciated very much. Danielle is like a friend you have that you can really trust. I highly recommend her professional and friendly service - you can’t go wrong with having her in your corner working hard to make your home buying dreams a reality. Thank you Danielle!

Lexie Ross

We first worked with Danielle Hernandez when we were first-time home buyers, and she had made the whole process incredibly easy and streamlined. She was always quick to answer our questions and was always available to assist whenever we needed her. She's kind, encouraging, consistent and knowledgeable.

We were so blessed to have been her clients, and it was an easy decision to work with her when we decided to refinance.

You can easily see she loves her job and makes you feel valued as a client. She's gifted at what she does, and we look forward to working with her in the future, if possible.

Darren DeMuth

Danielle is the absolute best in the business. She is smart, ethical, hardworking and has always steered us in the right direction. Everyone involved in my home purchase was impressed with what she was capable of. Her clear communication made a confusing process simple. A superstar in the business for sure.