HawaiiUSA Federal Credit Union - Kihei, Hawaii

Introduction to HawaiiUSA Federal Credit Union

For individuals and businesses seeking a reliable financial institution in Kihei, Hawaii, HawaiiUSA Federal Credit Union stands as a strong and trusted choice. Established with a commitment to member service and community development, HawaiiUSA Federal Credit Union provides a comprehensive suite of banking services tailored to the unique needs of the Hawaiian Islands. This detailed overview will delve into the credit union's offerings, location, accessibility, and the experiences of its members, providing valuable information for prospective clients.

Location and Contact Information

HawaiiUSA Federal Credit Union’s physical location is situated at 41 E Lipoa St Ste 25, Kihei, HI 96753, United States. This convenient address allows for easy access to their services. Prospective clients can reach the credit union directly via telephone at 8088755700. Furthermore, their website, locations.hawaiiusafcu.com, offers a wealth of information, including account details, loan applications, and branch hours. This website is a key resource for anyone looking to engage with the institution online.

Specialties and Services Offered

HawaiiUSA Federal Credit Union distinguishes itself through a diverse range of financial services. They function as both a credit union and a traditional bank, offering a blend of personalized attention and modern banking technology. Key specialties include:

• Business Banking Services: Catering to small and medium-sized businesses, HawaiiUSA provides tailored solutions such as business checking accounts, business loans, and merchant services.
• Financial Consultant Services: Members have access to experienced financial consultants who can offer guidance on budgeting, investment strategies, and retirement planning.
• Loan Agency: The credit union facilitates various loan products, including auto loans, home loans, and personal loans, with competitive interest rates and flexible terms.
• General Banking Services: Standard banking services such as savings accounts, checking accounts, and debit cards are readily available to all members.

Accessibility Features

HawaiiUSA Federal Credit Union is committed to ensuring accessibility for all members. The Kihei branch is equipped with several features to accommodate individuals with disabilities. These include:

• Wheelchair-Accessible Car Park: Designated parking spaces are available for vehicles requiring wheelchair access.
• Wheelchair-Accessible Entrance: The main entrance is designed to accommodate wheelchairs and other mobility devices.
• Cash Advance: Members can access cash advance services conveniently at the branch.

Member Reviews and Reputation

The credit union boasts 15 reviews on Google My Business, providing valuable insights into the experiences of current members. The average opinion is 3.7/5, indicating generally positive feedback. Reviewers frequently praise the friendly staff, efficient service, and competitive rates. However, some comments suggest opportunities for improvement in areas such as online banking functionality and wait times during peak hours. It is advisable for prospective members to read a selection of these reviews to form a comprehensive understanding of the customer experience.

Key Benefits of Banking with HawaiiUSA Federal Credit Union

Choosing HawaiiUSA Federal Credit Union offers several distinct advantages:

• Member Ownership: As a credit union, HawaiiUSA is owned by its members, meaning profits are returned to the members in the form of lower fees and better rates.
• Personalized Service: The credit union emphasizes a customer-centric approach, providing individualized attention and support.
• Community Focus: HawaiiUSA is deeply rooted in the local community, actively supporting local initiatives and organizations.
• Competitive Rates: The credit union strives to offer competitive interest rates on loans and savings accounts.
• Financial Education Resources: HawaiiUSA provides resources and workshops to help members improve their financial literacy.

Conclusion

In conclusion, HawaiiUSA Federal Credit Union presents a compelling option for individuals and businesses seeking a community-focused and customer-oriented financial institution in Kihei, Hawaii. With its convenient location, extensive services, commitment to accessibility, and positive member reviews, it’s a well-regarded option. We encourage potential clients to visit the branch, explore the website, and contact the credit union directly to learn more about how HawaiiUSA Federal Credit Union can meet their financial needs.