Heather Bozarth, Ruoff Mortgage - Bloomington, Indiana

Ranjith E.

We had an outstanding experience working with Heather as our Loan Originator. Her dedication to service was exceptional; she consistently went above and beyond to ensure every detail of the loan process was handled with care and efficiency. Heather's communication skills stood out throughout our collaboration, keeping us informed every step of the way and always being available to answer questions, clarify details, or provide guidance.

She excelled in handling paperwork, ensuring that every document was meticulously organized and submitted on time. Her attention to detail and proactive approach made what can be a complex and stressful process feel smooth and manageable. Heather’s professionalism, responsiveness, and commitment to excellence set a high standard in the industry.

We highly recommend Heather to anyone seeking a reliable, skilled, and personable loan originator.

Sheri S.

Heather is very helpful because she is well informed and knows what she is doing. She kept me updated and helped me to understand the process. She was great to work with and made a hectic time less stressful. Also, she has a great sense of humor.

Darcy P.

I contacted Heather about a cash out refinance to help payoff debt. I was very stressed out and feeling overwhelmed. Heather got me a handful of options laid out quickly, explained each option, and helped me feel confident in my decision. Everything was very smooth, Heather was very quick to answer any questions I had, and I felt the weight just lifting off my shoulders as we got closer to closing. This was not my first time working with her and she'll be my first call every time I need help. I highly recommend Heather! She is the absolute best!

Joshua H.

Heather was extremely professional and very quick to respond to any of my inquiries. She would often text me back within minutes of a question I asked.

Heather also proved to be knowledgeable of the entire process and a strong advocate for my interests throughout. I felt very informed and quickly updated on any changes.

We moved from Idaho to Indiana, and our timeline was very short, requiring a fast-paced team, and Heather was perfect in that regard. I strongly recommend going with Heather, and you won’t be disappointed.

Richard L.

Heather was outstanding. She was always available, no matter what time of day and she was clear and precise in all that she articulated to us. She responded to our email and texts in a timely manner and was easy to talk to. I thoroughly recommend Heather to future Ruoff clients.

Taylor O.

Heather was very knowledgeable and quick to respond, without ever pushing my husband and I into anything we may have been uncomfortable with. She was happy to answer all of our questions (even if it was more than once), and ensured transparency throughout the process. Additionally, the online loan butler was AMAZING to work with. The portal made our lives so much easier with online signing of paperwork, uploading of documents, and loan progress transparency. Overall, Ruoff made our first home buying process as good as we could have asked for. We’ll definitely be returning clients!

Jeff C.

Heather Bozarth at Ruhoff was amazing. I could not believe how quickly she worked to get my loan completed. Her excellent communication took all of the stress out of the process. She is friendly, knowledgeable and extremely good at her job! I highly recommend you contact Heather to handle your loan!!

Cindy H.

Heather was very knowledgeable and answered many questions before we even knew we had them. She was extremely quick to respond with complete answers when we did have questions.