HLC Team at Cornerstone Home Lending - Upland, CA

The HLC Team at Cornerstone Home Lending represents a specialized division dedicated to providing comprehensive mortgage services. Operating as part of a well-established financial institution, this team focuses on guiding individuals and businesses through various home financing options, from initial loan acquisition to complex refinancing scenarios. Their expertise lies in navigating the intricacies of the mortgage market, ensuring clients secure favorable terms tailored to their unique financial circumstances and property goals.

Core Specialties and Services

The primary specialties of the HLC Team revolve around their role as a dedicated Mortgage lender. They are not merely processors but active participants in structuring loan solutions. This includes expertise in conventional, FHA, VA, and USDA loans, catering to a wide array of borrower profiles and property types. The team's strength lies in their ability to analyze financial situations, match them with appropriate loan products, and manage the entire mortgage process with efficiency and transparency. They are often lauded for their in-depth knowledge of market conditions, which allows them to advise clients on the optimal timing and type of mortgage to meet their objectives.

Physical and Digital Presence

Located in the heart of Upland, California, the HLC Team maintains a tangible presence at their office situated at 1164 N Monte Vista Avenue Suite #3 & #4, Upland, CA 91786. This strategic location in San Bernardino County provides convenient access for local residents seeking personalized mortgage consultations. The physical branch features thoughtful accommodations, notably a wheelchair-accessible car park and a wheelchair-accessible entrance, ensuring accessibility for all clients. Complementing this physical location, the team operates through a dedicated online platform accessible via their company website, houseloan.com, which provides informational resources and potentially digital application pathways.

Digital Reputation and Client Feedback

The HLC Team's performance and client interactions are reflected in their significant online footprint. They maintain an active presence on Google My Business, boasting an impressive total of 162 reviews. A critical analysis of these reviews reveals a consistently positive client experience, culminating in an outstanding average rating of 5 out of 5. This high score underscores client satisfaction across multiple touchpoints, including the professionalism of the loan officers, the clarity of communication, the efficiency of the application process, and the overall quality of service rendered throughout the mortgage journey.

Information and Recommendations for Potential Clients

For individuals exploring Mortgage lender options, the HLC Team presents a compelling proposition. Prospective clients are encouraged to initiate contact either by visiting their Upland, CA office or by reaching out via telephone at (909) 920-5260. Initial conversations can help determine eligibility and provide a tailored overview of available loan programs. Potential borrowers should prepare thoroughly for these discussions, compiling essential financial documents and clearly articulating their property requirements and repayment expectations.

Key Considerations and Recommendations

When engaging with the HLC Team, as with any financial institution, meticulous attention to detail is paramount. It is advisable to inquire about all associated costs, including interest rates, points, private mortgage insurance (PMI), and any potential prepayment penalties. Understanding the lender's specific underwriting criteria and processing timelines is also crucial. Furthermore, leveraging the high volume of positive client testimonials can provide confidence in the team's capabilities. It is recommended to utilize the Google My Business page to read recent reviews, offering a snapshot of the current client experience.

Cornerstone Home Lending's HLC Team positions itself as a reliable partner in achieving homeownership aspirations. Their blend of local accessibility, specialized expertise, and excellent client feedback suggests a commitment to both thoroughness and client-centric service in the competitive mortgage lending sector.

👍 Reviews of HLC Team at Cornerstone Home Lending

Lorena T.

5/5

Best in the business 💯 . As a first time home buyer I couldn’t have asked for a better home buying experience and that is because of Leslie and his team at Cornerstone! He was there for me every step of the way from discussing rates the moment I knew I would be looking. He was available, approachable and answered all the questions that came up. When it came time to get the rate I wanted after I made an offer, Leslie and his team not only got me the best rate, he got a rate better than I could have imagined!!! Beyond that, he was there for me every step until I closed escrow and was available even after when I had questions. The team at Cornerstone Lending are advocates for their clients and made my dream of owning a home come true! Home buying can be a nightmare but with Leslie , he will make sure you’re taking care of, help you navigate all issues that come up and make sure you’re never alone in the process!

Alison D. H.

5/5

We have used the HLC team at Cornerstone Lending for over 27 years. We have done four purchases and three refinances with them. They are absolutely the best! Tim is incredible and the entire team is knowledgeable, efficient, and helps you through every step of the way. Someone is always there to help with any questions, making calls or pointing you in the right direction. They truly make this stressful process a pleasure! They have impressed us with every transaction/loan and never disappointed!

Teresa C.

5/5

We were very happy with Leslie, Tim, and the entire HLC Team in their assistance with our loan. They paid close attention to detail and were in constant contact with us every step of the way. Any concerns were handled immediately and all communication was friendly and easy. We would not hesitate to use them again in the future or to recommend them to friends.

Jennifer M.

5/5

Tim found a below market rate for me and explained the pros and cons of all the mortgage products very clearly, even in writing, which no other broker with whom I spoke would bother to do.He demonstrated excellent integrity in locking the rate for me, despite circumstances.

As a newbie to home mortgages, I needed a lot of handholding and patient explaining, and Leslie was always right there for me, every step of the way. Always cheerful, never condescending.

This team really values customer satisfaction and personalized service. I could not have asked for a better lending experience.

Mitch T.

5/5

I couldn’t recommend the HLC Team at Cornerstone Home Lending more highly! From start to finish, they made the mortgage process not only smooth but genuinely enjoyable. Every member of the team is knowledgeable, professional, and truly committed to getting the best outcome for their clients. They answered all my questions in detail and made sure I felt confident every step of the way. Their communication was top-notch, keeping me updated at each phase and addressing any concerns right away.
What really stands out, though, is their dedication to personal service—they went above and beyond to tailor solutions to fit my needs. I felt like a valued client, not just another transaction. Thanks to the HLC Team, I was able to secure a loan quickly and with fantastic terms. If you’re looking for a lending team that combines expertise with warmth and care, look no further than the HLC Team at Cornerstone!

Lori A.

5/5

We have worked with HLC Team on our personal transactions and with multiple clients too! Talk about amazing experiences! Always closes efficiently, professionally, and on time! Talk about a team of professionals!!

Jeff P.

5/5

Over the past few decades, we have used the HLC Team at Cornerstone numerous times for our purchases and refi's. They never disappoint, but rather offer the most professional service anyone could ask for. Tim, Leslie and the entire team were fantastic once again on our recent refi. I highly recommend them to anyone who wants to take the stress out of what can be a stressful process. Thanks again HLC.

mark P.

5/5

Great team! We were updated regularly on progress easy to work with, and were able to meet all of our needs . Would highly recommend Andrew and his team.