Joe Santos - State Farm Insurance Agent - San Diego, California

Robert K.

Joe has been great! I needed to move quickly on changing my homeowners policy to accommodate renters. Joe was able to turn this around in a very timely fashion and hopped on the phone with me to discuss options as well. I had also recently asked him to send my insurance declarations page to my new mortgage company, which he did same day. I definitely appreciate his responsiveness and ability to move quickly.

Mia M.

An Absolute Professional, Every Step Of The Way

Don't know where to begin with Joe, so I guess it'll be easier to start out the gate by sharing how very happy I am with transferring over to him, at his insurance agency for all of my coverage needs.

I've known Joe for quite a number of years and wished I had reached out sooner so he could have reviewed all of my policies, from my personal auto, home and business plans. I could have saved not only money, but I could have had better coverage all these years.

Well, it's true when they say better late than never...I can now sleep better at night knowing I have the best plans for coverage available.

Joe made it easy, first reviewing each of the plans I had, going over a side by side comparison with what he could offer, advising me on where I should increase coverage, etc. It was truly white glove concierge service.

My team at the office was so impressed with how Joe moved, from what I shared with them, that they wanted Joe to do a presentation on other products he may be offering, such as retireplant plans, etc. A few signed up for IRAs and life insurance policies.

I highly recommend Joe for all your insurance needs. He's a professional all the way.

From personal to business, he's got you covered.

Kathia M.

This agency is the best! Joe has so much insurance and general knowledge that will help you when you're shopping around. They're very good at explaining your options and help you understand what coverage you need. His office is personable, professional and caring. I have been a customer for 7 years and definitely recommend this agency. Thanks Joe!

N B.

I have known Mr. Santos for several years. I have found him very knowledgeable and helpful. I am happy to have insurance policies covering my cars, umbrella, and property with him. He has helped me to keep the premiums at acceptable rate adjusting the deductibles. I contacted him recently with a concern regarding my property insurance. He heard me and provided the best advice is the best in insurance industry. Thank you Joe.

heriberto G.

Joe. Santos has been helping my company with our auto insurance needs for several years. He has been very helpful in every way possible. His team is always there for us whenever the need arises and will do whatever it takes to help out. I thank Joe and team for a job well done, always.

Jeremy G.

My restaurant has used Joe Santos for insurance for a few years now. He has always been easy to reach and makes changes to our policy quickly. Offers us very competitive rates. We recently had an incident that we were nervous about (lawsuit-related), and I was immediately able to get Joe on the phone, who talked us through exactly what would happen and put my mind at ease. Highly recommend!

Wendi O.

Over the years, Joe has amazed my husband and me by providing the utmost professionalism and genuine care.

It started when we first reached out to Joe for our insurance needs. Initially, he was going to insure us, but quickly realized we would temporarily be a better fit with another company. Wow!! Really Who would be so ethical? Joe is extremely honest and will always put you first! You can trust him!!

When the pandemic hit and the world was shutting down, Joe was one of the first to reach out to us. He reminded us that he was there and wanted to make sure we were doing ok! He followed up his correspondence by sending us a box of masks! Again, wow, just wow!!! He continued working when every other business seemed to close. He even provided food boxes for those in need. His compassion for helping others is incredible!!

We recently moved to Utah and once again, Joe reached out to offer his help and even made certain to find us an agent in Utah. I can’t say enough about Joe and the quality, professionalism and care he provides. He’s definitely better than a good neighbor, he made us feel like family!! If you want an honest and hardworking agent, Joe is your man!!

Eileen R.

Joe is an expert in his field and a true professional! He is reliable, authentic, caring, prompt, and transparent which I appreciate very much. We have worked with him for years at my job and have referred many clients his way because of his excellent work ethic, proactiveness, and team spirit. He has offered our clients (myself included) great savings without compromising the quality of his service! Thanks Joe!