The Friendly Lender -- David Kutner - La Cañada Flintridge, California

Jane H. C.

My husband (who works in accounting/finance) found David through highly rated Yelp reviews and now we know why! As first-time home buyers, figuring out how to finance your first home is always nerve wracking. David is incredibly knowledgeable and thorough with his attention to detail. He also found us the best rates and advised us on the market trends and when to lock it in. He is extremely communicative and strove to make our entire process so smooth. We are so glad to have met David and would recommend him to anyone who is looking to buy a home!

Dao M.

I cannot recommend David Kutner highly enough! From the moment we started the home-buying process, was a true partner in helping me secure the perfect mortgage. He took the time to explain all of my options in detail, guiding me through every step with patience and expertise. Thanks to his experience with the mortgage market, I was able to lock in a great rate. There were some unexpected issues along the way, but David smoothly handled them and we closed on time, with minimal stress. What could have been an overwhelming process felt smooth and manageable thanks to David’s experience. I’m incredibly grateful for his professionalism, responsiveness, and personal attention. If you're looking for someone who truly cares about your needs, look no further!

Alexander Z.

If you're looking to buy a home, you need to call David Kutner. I was looking to buy my first house a few months ago and David was extraordinarily kind helpful, and knowledgeable. He took the time to walk me through the process, answering every question I had with care and concision.

Buying a home is a daunting task, but David made me feel very well taken care-of. I thought that buying a home would be incredibly stressful, but working with David made the experience very manageable. He is extremely prompt and *really* knows the business, which made the process of getting a mortgage go super smoothly. He got me a reasonable rate and even took the time to advise on the best time to lock it in. He checks in frequently, is always quick to respond, and his advice is excellent. I really felt that he had my best interests in mind through the entire process, which really put me at ease. His honesty, kindness and expertise made the loan portion of buying the home the easiest part!

Additionally, David's extended professional network is excellent - he recommended a great agent at the start of my search, and also had great recommendations for all the other things you'll need as you close: insurance, etc.

All in all, a fantastic lender - recommend very highly!!

Diana L.

My partner and I were buying our first home and David was a huge help throughout the process. He was very informative about what what kind of loan we could qualify, and he took us through step by step process, answering all our questions and making us feel at ease the entire time. If you are trying to buy a home, you are in the right hands.

Tara O.

David was so helpful and got back to us very promptly when our credit union had taken over a month to give us any answers. He took the time to explain all of our options to us, and qualified us for what we needed. Would recommend David to anyone looking to buy a home.

Aaron J.

Working with David Kutner was amazing. I was a first time homebuyer and had never been through the process before, but David helped me through the entire process and was there for me if I ever had any questions.

I had been working with two separate lenders previously to try to get a loan for my first house, and both either wouldn't or couldn't meet my needs. I was referred to David by my real estate agent, and David not only was much more of a pleasure to work with, but he was also able to cut my closing costs in half and he got my monthly payments a couple hundred dollars lower than the previous lenders. He really worked his magic and I am so grateful that he did.

Even though he is based in southern California, the home I purchased was in northern California, so if you aren't in his immediate area, still give David a try. You will not regret it.

I have been referring ALL of my friends and family to him since I was so happy with the results of my loan and the care David took in making sure I was getting a good deal.

Thanks a ton David!

Christopher F.

Hire David! He handled our loan process amazingly. Not only was he extremely good at communicating to my husband and I about the loan process, things to expect, etc., he also made the process less stressful. Who thought that was even possible?! We're so glad we went with David. You definitely get what you pay for. He offers superb service, is very knowledgeable about what he does, and goes the extra mile to make sure you truly understand the process and are comfortable. He is also very responsive. Every time we needed an offer letter (and it was pretty of often), the turnaround process between requesting and receiving it from David was usually within a day or so. When you're putting an offer on a home, sometimes you need to get the offer in ASAP and David always got us our offer letter when we needed it or sooner.

He also has a real estate license so he's familiar with the other side of the home purchase as well. This was helpful and he offered insight on what to expect from the other end during our home purchasing process. David truly cares about his clients and we truly felt that. Our loan process went smoothly and both our agent and the seller's agent commented on how great David was as well.

Nicholas M.

To put it simply - David is the best in the business. He stands in a league of his own for many reasons, but most importantly for his genuine care for his clients. In the modern era, where everything is based on technology, speed, and profit, David shines by putting the customer first.

I first met David in 2008, but due to many factors, didn't close on a property in California until 2017. Despite that, David continued to advise me over those years by patiently answering all of my questions and guiding me through the process of finding, negotiating, and buying a home. I really couldn't have done it without him.

In 2020, David also handled my refinance so I could save money on my monthly payment. He stayed on top of rates on an almost daily basis to ensure he could get me the best price. He made the closing process easy and smooth, providing daily updates and answering questions. When it came time to sign the documents, he came by with a bottle of wine and made sure everything was in order - a real class act!

I would strongly recommend David to anyone looking to buy a property, and I take every opportunity to evangelize his services to family, friends, and colleagues. I really can't imagine a better mortgage loan experience (unless maybe I won the lottery and could buy all cash!). Thank you, David.