Village Mortgage - Glendora, California

Daniel Ting

Timothy was fantastic to work with! As first time home buyers, we had a ton of questions and were very inexperienced, and Timothy patiently walked us through each step of the process. He was an excellent communicator, and did a great job of keeping us updated on next steps. Lastly, he secured a great rate for us! We'll definitely continue working with Timothy for any of our future home loan needs.

Clarence Yeung

Timothy was an absolute pleasure to work with! Initially, our clients were working with another lender who capped their loan approval at $250,000, despite them already planning to put down a substantial down payment. Unfortunately, the combined amount of the loan and their down payment still fell short of the price of the home they were interested in, meaning they would have had to cover the difference out of pocket.

I suggested our buyers speak with Timothy to explore alternative options and see if securing a higher loan amount was possible. After a late-night, prompt conversation with the buyers and several days of reviewing their documents, Timothy made it happen! He helped secure a $300,000 loan, enabling the buyers to move forward with the purchase.

What stood out was Timothy’s excellent communication. He kept us updated every step of the way, even when we faced a significant challenge during the 2025 Palisades and Eaton fire. Some banks temporarily stopped lending in specific zip codes, creating a potential roadblock. However, Timothy worked diligently with us to problem-solve and keep the purchase on track without delays.

Thanks to Timothy’s expertise and dedication, we closed the deal on time. I truly appreciate Timothy and his team for their efforts in navigating the loan process, and I’m confident the buyers are thrilled with the results. Timothy—you’re the man!

Jevon Carrington

I had the outstanding experience working with Timothy on my mortgage for my first family home. From the moment we started the process, Timothy was extremely helpful, guiding me step-by-step through the entire mortgage application. His (and team) knowledge of the industry is exceptional, and they took the time to explain every detail, making sure I fully understood each aspect of the loan process. I felt confident and informed throughout. I highly recommend Timothy and his team to anyone looking for a mortgage lender

Steven Johiro

Working as an Realtor, I am always looking for the "it" thing that champions customer service and sincerity. Working with Timothy Joe at Village Mortgage has provided everything a Realtor could ask for. It's rare in todays work force to find enthusiasm, professionalism, sincerity and results in one whole package including a positive attitude while doing it.

When any of my clients are in need, Tim is always at the top of my list.

You can trust that Tim and his team will be responsive, have solutions and provide results for all of your mortgage needs.

Zhiheng Cai

I had an excellent experience working with Timothy. Our income situation was a bit complex, but he navigated it with expertise and made the entire process smooth and stress-free. When we faced an unexpected delay during the process, he went above and beyond to help us extend the close of escrow, ensuring everything stayed on track. His professionalism, clear communication, and dedication to his clients are truly commendable. I highly recommend Timothy to anyone looking for reliable and personalized mortgage assistance!

Carina Bedolla

My husband and I recently purchased our first home and our realtor referred us over to Tim. From the start of the process, Tim took the time to get to know us, was patient in answering questions, and was proactive in ensuring everything was done in a timely manner. When I had additional questions, he was sure to offer a phone call to clarify any additional information or answer questions that came up, always remaining personable and professional. He ensured we had a positive and seamless experience. Thank you for all your help Tim!

Alicia M

I had an amazing experience working with Tim and his team on my most recent home loan. From the start, Tim was professional, knowledgeable, and dedicated to making the entire process as smooth as possible for us. He held my hand every step of the way, taking the time to explain every step in detail and answered all my questions with patience and clarity. I felt completely confident and well-supported throughout the process, and I couldn’t be happier with the outcome. I highly recommend him to anyone looking for a mortgage loan officer that will go above and beyond for their clients!

Matthew Lieu

Working with Timothy was an absolute pleasure! From start to finish, he was incredibly helpful and knowledgeable. He answered all my questions clearly and made the entire mortgage process so much easier than I expected. Timothy truly went above and beyond to ensure I understood everything and felt comfortable with my decisions. If you’re looking for someone who is professional, efficient, and dedicated to helping you, I highly recommend Timothy! He’s the best!